Florida

4.9 / 5 — 1,062 verified reviews

Online therapy in Florida.

Browse license-verified Florida therapist profiles and reach out directly — then meet by secure video, phone, or text from Pensacola to Key West, the Space Coast to the Gulf. Free to browse, no account needed.

Free to browse • Verified licenses • Contact therapists directly

As seen on

The New York TimesForbesHealthlinePsychology TodayNPRWired

HIPAA-compliant care

Therapists meet you by encrypted video, phone & text

Florida licenses verified

FL DOH 491 & Board of Psychology

BBB-aligned standards

Transparent listings & ethics

7,200+

Floridians found their therapist here

48 hrs

Typical time from first message to first reply

110+

Florida license checks run against state boards

What's included

Everything you need to start, free.

You shouldn't have to pay just to find a therapist. Browsing profiles, license verification, and reaching out are all free — any session fees are set by the clinician you choose and discussed directly with them.

Verified Florida licenses

Every profile is checked against the Florida Department of Health license rolls before it's listed — no interns, no unverifiable credentials.

Free to browse & contact

No matching gate, no account, and no fee to reach out. You pick the therapist and contact them directly — the care relationship is with them.

Real profiles, not ads

Specialties, modalities, and licensure on each profile come from our verification research — not from whoever paid for placement.

Telehealth across Florida

Florida licensure is statewide, so any therapist listed here can see you by secure video, phone, or text wherever you are in the state.

What we treat

Care for what's bringing you in.

Whatever you're working through, there's a Florida-licensed therapist in the directory whose specialty fits — working in the evidence-based modality with the strongest track record for your situation.

New to virtual care? Read our overview of how online therapy works.

Evidence-based modalities.

CBT

Cognitive Behavioral Therapy for anxiety, depression, and reactive thought patterns.

DBT

Dialectical Behavior Therapy for emotion regulation and interpersonal effectiveness.

EMDR

Eye Movement Desensitization and Reprocessing for trauma and PTSD recovery.

ACT

Acceptance and Commitment Therapy for values-based change and chronic stress.

How it works

From browsing to first session in about a week.

Most therapists here reply within 48 hours, and most new Florida clients book a first session inside a week.

  1. 01

    Browse Florida profiles

    Every therapist listed on this page holds an active Florida license we've verified with the state board.

  2. 02

    Open a profile

    Compare specialties, modalities, credentials, and background — enough to judge fit before you ever reach out.

  3. 03

    Reach out directly

    Contact the therapist from their profile. Scheduling, fees, and insurance are worked out between you and them — no middleman.

  4. 04

    Start sessions

    Meet by secure video, phone, or text under Florida's telehealth rules. Choose a different profile anytime — no lock-in.

Florida-licensed clinicians

Browse Florida therapist profiles.

Every clinician listed below is independently licensed in Florida — LMHCs, LMFTs, and LCSWs credentialed under Florida Statutes Chapter 491 by the Florida Department of Health, and psychologists licensed under Chapter 490 by the Florida Board of Psychology. We confirm each license with the state board before a profile is listed.

Open a profile to compare specialties, modalities, and background — then contact the therapist directly. Each one runs their own independent practice.

Built for Florida

Therapy that knows the Florida you live in.

More than one in five Florida adults reports symptoms of anxiety or depression, but Florida ranks near the bottom nationally for in-person provider access. Most rural counties in the Big Bend, Heartland, and Panhandle are designated mental-health professional shortage areas, and even in Miami-Dade and Orlando, in-network availability often runs weeks or months out.

Florida telehealth-parity rules require most insurance plans to cover virtual therapy on the same terms as in-person care. That means you can see a Florida-licensed clinician from your apartment in Tampa, your snowbird condo in Naples, your truck cab on I-75, or a quiet office between hospital shifts in Jacksonville — for the same copay you'd pay walking into a clinic.

Whether you're a hospitality worker on South Beach, a Disney cast member in Kissimmee, a Naval Air Station Pensacola spouse, a UF student in Gainesville, or a retiree in The Villages, the Florida-licensed therapists listed on ThriveTalk work the hours you actually have available — including evenings and weekends — and meet you where you are.

From Florida clients

What Floridians say about ThriveTalk.

4.9 / 5 across 1,062 reviews

  • “Hurricane season is rough on my anxiety, and after Ian I just couldn't get a local appointment. ThriveTalk matched me with a Florida-licensed therapist in two days who actually understands storm-prep stress.”

    Carolina M.

    Cape Coral, FL

  • “I work nights at a Miami Beach hotel, so finding a therapist who could see me before my shift felt impossible. My ThriveTalk clinician sees me by video at 9 a.m. — life changing.”

    David S.

    Miami, FL

  • “We're snowbirds and split time between Sarasota and Ohio. My therapist is licensed in both states through ThriveTalk's network, so my care doesn't pause when we travel.”

    Linda K.

    Sarasota, FL

Pricing & insurance

Insurance & fees in Florida.

Florida's telehealth-parity rules mean most plans cover online therapy like an office visit, and many therapists listed here accept the plans below — confirm your specific benefits with the clinician before your first session. Self-pay sessions start around $95, and HSA/FSA cards are widely accepted.

  • Florida Blue (BCBS of Florida)

    BlueOptions, BlueCare HMO, and myBlue plans

  • Aetna

    Most commercial Florida plans

  • UnitedHealthcare / Optum

    Including UHC Choice Plus and EAP

  • Cigna

    Open Access Plus and PPO

  • Humana

    Commercial and Humana Military (TRICARE East partner)

  • AvMed

    Florida-based commercial and individual plans

  • Magellan

    Behavioral health carve-outs

  • Florida Medicaid (Sunshine, Simply, Molina)

    Coverage varies by managed-care org and therapist; confirm with the clinician before your first session.

Out of network or paying out of pocket? Self-pay rates among Florida clinicians listed here typically range from $95–$185 depending on the clinician's license and specialty.

Ready when you are, Florida.

Browse verified Florida-licensed therapist profiles and reach out directly — or tell us what's going on and we'll point you to the profiles that fit.

Free to browse • Verified Florida licenses • Contact therapists directly

Florida FAQ

Common questions from Floridians.

Everything you need to know before your first session.

Is online therapy legal in Florida?
Yes. Florida allows licensed clinicians to deliver therapy via telehealth — by video, phone, or in some cases text. Every therapist listed on ThriveTalk for Florida is independently licensed by the Florida Department of Health under Chapter 491 (LCSW, LMFT, LMHC) or Chapter 490 (psychologists), and follows Florida telehealth-practice rules.
Does my insurance cover online therapy in Florida?
Most major Florida insurance plans cover online therapy on the same terms as in-person therapy thanks to Florida's telehealth-parity rules. Many therapists in the directory accept plans like Florida Blue, Aetna, UnitedHealthcare, Cigna, Humana, AvMed, and Magellan — each clinician handles their own billing, so confirm your specific plan with the therapist before your first session.
Can a therapist listed on ThriveTalk prescribe medication in Florida?
Florida-licensed psychologists, LMHCs, LMFTs, and LCSWs do not prescribe medication. If medication might be part of your care, the therapist you choose can coordinate a referral to a Florida-licensed psychiatrist or psychiatric nurse practitioner. Many Floridians see a directory therapist alongside an existing prescriber.
How quickly can I start therapy in Florida?
Most therapists listed here reply to a first message within 24–48 hours, and most new Florida clients have a first session on the calendar inside a week. Evening and weekend availability is common, including across Miami-Dade, Broward, Tampa Bay, Orlando, Jacksonville, and the Panhandle.
Is my information private and HIPAA-protected?
Yes. Sessions run on each clinician's encrypted, HIPAA-compliant video, phone, and text tools, and your session content stays between you and your therapist. ThriveTalk verifies licenses and hosts profiles — we don't sit in on your care, sell your information, or share it with your employer or insurer.

Every city in Florida is covered.

Florida licensure is statewide, so the Florida-licensed therapists listed here can see clients in every city, town, and unincorporated community across the state — from Pensacola to the Keys, Jacksonville to Naples. If you're physically in Florida during your session, any of them can work with you.

A sample of Florida cities is below. Don't see yours? Browse the Florida therapist profiles above — coverage is statewide.

Local Florida pages

Plus every other city, town, and ZIP code in Florida — coverage is statewide.

In crisis? Please don't wait for an appointment.

ThriveTalk is not a crisis service. If you or someone you love is in immediate danger, please reach out now.

  • 988 Suicide & Crisis Lifeline — call or text 988, 24/7.
  • Florida 211 Statewide Helpline — dial 211 for local crisis support, mental-health referrals, and disaster recovery resources across Florida.
  • For an immediate emergency, call 911 or go to your nearest emergency room.

Online therapy is not appropriate for medical emergencies, active suicidal ideation, or court-ordered treatment.

Online therapy in other states

ThriveTalk also serves California, New York, Texas, and Wisconsin . Pick a state to see local licensure, insurance, and clinicians licensed where you live.